Pulling your credit rating does not impact your credit score.  
Equifax 3-in-1 credit report with credit scores and Interactive Score Estimator
Our Review

Equifax CompleteTM

The Facts
This offer comes with your credit score from Equifax, Experian, and TransUnion. You also get unlimited access to your Equifax credit score & unlimited access to your Equifax credit report. A very neat feature that this report comes with, is details about what is affecting your credit score. There is also another very useful feature called Interactive Score Estimator to simulate changes to all 3 of your credit scores at once. You will also get information on how lenders will perceive your credit risk if you were to apply for a loan. This product also comes with $1 million ID Theft Insurance†. You also will get 24/7 access to a Identity Theft Resolution specialist and additional protection through automatic fraud alerts.

Fees & Terms

This offer is only $14.95 per month.

Benefits
The most valuable feature of this is you get your 3-in-1 credit report with credit scores along with a Interactive Score Estimator. There are other useful features such as information on how a lender might perceive your credit risk. With this type of useful information & tools you will be better equipped to shop for better terms on loans.

Downside
You don't get your actual FICO score with Equifax, TransUnion and Experian. This is one of the features we don't like. The other feature we don't like is the fact that you only get access to Experian and Tran union credit score once a year.

Summary
You get some key features that are valuable to know about your creditworthiness. Being an educated consumer and understanding your credit worthiness is crucial in the today's society. That is why these features are a added benefit along with getting your credit report with scores.

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