This offer gives you the credit score that most lenders
use to determine your credit risk.
The Facts
The biggest advantage of MyFICO's credit score offer
is that you actually get your real FICO credit score. That credit
bureau is Equifax. Regardless you get an idea where your credit
score stands with a particular bureau. You don’t get your
credit score with Experian and TransUnion. Typically the credit
scores are different, so it will be hard to determine what you middle
credit score is. Your middle credit score is what all lenders use
to determine your rate and terms for a loan. On positive note, usually
if you’re FICO score is good, your other scores are generally
good as well. Take note, that your credit score with the other bureaus
could dramatically be different also. That is why we recommend that
you get all 3 credit scores. My Fico Score
Watch comes with a great monitoring service. The Score Watch service
monitors your Equifax credit rating on a daily basis, and your FICO
score on a weekly basis.
Trial Period and Cancellation
MyFICO has several plans. You can view your FICO score once for $15.95, or access your FICO score and credit report four times a year for $4.95/month (with a three month minimum). Other services such as credit score monitoring, alerts, and ID Protection are also available with plans starting at $9.95 per month with a three month minimum.
Score Watch Monitors your credit report at Equifax on a daily basis and your FICOŽ score on a weekly basis
Monitors your credit report at Equifax on a daily basis and your FICOŽ score on a weekly basis;
Notifies you when you reach your target score or when you might qualify for a better interest rate;
Alerts you when unexpected changes to your credit report cause your FICOŽ score to drop;
Provides two Equifax Score Power reports each year.
Downside
you only get your FICO credit score with only one
bureau. That credit bureau is Equifax.
Summary
In our opinion, if you want to know your actual FICO
score with Equifax, this is a great offer to get. With the Score
Power software, this software is very innovative in regards to improving
you’re over all credit rating. Just having this software is
well worth it.
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